How Much Does a 401(k) Contribution Reduce Your Paycheck?
A $1 pre-tax 401(k) contribution doesn't cost $1 of take-home pay. Here's the real per-bracket math, why FICA still applies, and the 2026 limits.
Plain-language guides on take-home pay, paycheck deductions, and state taxes — and practical ways to compare job offers by net pay.
A $1 pre-tax 401(k) contribution doesn't cost $1 of take-home pay. Here's the real per-bracket math, why FICA still applies, and the 2026 limits.
Why is your bonus taxed so much? It isn't a higher tax rate, it's the 22% flat withholding. Here's what gets taken out and how much you actually keep.